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States With ACA Enrollment Decreases
(ranked by magnitude)
By the Numbers
National ACA enrollment dropped from roughly 24.2 million in 2025 to about 23 million in 2026, showing an overall decline in marketplace participation.
Several states saw significant decreases, with North Carolina losing around 22 percent of enrollees and Ohio down about 19 percent. Only a small number of states reported growth.
In Florida, enrollment fell by approximately 261,000 people, highlighting a large absolute decline even where percentage changes were not reported.
(Shows change from 2025 to 2026 open enrollment periods)
North Carolina: –21.1%
Ohio: –18.6%
West Virginia: –15%
Indiana: –14.7%
Delaware: –14.7%
Oklahoma: –14.4%
Oregon: –14.1%
Arizona: –13.8%
Georgia: –12.8%
Missouri: –11.3%
Tennessee: –11.3%
Wyoming: –8.5%
Iowa: –8.4%
Alaska: –8.3%
Maine: –7.7%
Mississippi: –7%
Utah: –6.9%
South Carolina: –6.6%
Kentucky: –6.1%
South Dakota: –5.8%
Wisconsin: –5.6%
New Hampshire: –5.3%
Washington: –4.9%
Michigan: –4.8%
Nebraska: –4%
Hawaii: –3.6%
Alabama: –3.5%
Montana: –3.4%
Florida: –3.4%
New York: –3.3%
North Dakota: –3.2%
Arkansas: –2.6%
Nevada: –2.5%
Kansas: –2.4%
Virginia: –2.1%
Colorado: –0.9%
Illinois: –0.9%
Vermont: –0.8%

States With ACA Enrollment Decreases
(ranked by magnitude)
By the Numbers
National ACA enrollment dropped from roughly 24.2 million in 2025 to about 23 million in 2026, showing an overall decline in marketplace participation.
Several states saw significant decreases, with North Carolina losing around 22 percent of enrollees and Ohio down about 19 percent. Only a small number of states reported growth.
In Florida, enrollment fell by approximately 261,000 people, highlighting a large absolute decline even where percentage changes were not reported.
(Shows change from 2025 to 2026 open enrollment periods)
North Carolina: –21.1%
Ohio: –18.6%
West Virginia: –15%
Indiana: –14.7%
Delaware: –14.7%
Oklahoma: –14.4%
Oregon: –14.1%
Arizona: –13.8%
Georgia: –12.8%
Missouri: –11.3%
Tennessee: –11.3%
Wyoming: –8.5%
Iowa: –8.4%
Alaska: –8.3%
Maine: –7.7%
Mississippi: –7%
Utah: –6.9%
South Carolina: –6.6%
Kentucky: –6.1%
South Dakota: –5.8%
Wisconsin: –5.6%
New Hampshire: –5.3%
Washington: –4.9%
Michigan: –4.8%
Nebraska: –4%
Hawaii: –3.6%
Alabama: –3.5%
Montana: –3.4%
Florida: –3.4%
New York: –3.3%
North Dakota: –3.2%
Arkansas: –2.6%
Nevada: –2.5%
Kansas: –2.4%
Virginia: –2.1%
Colorado: –0.9%
Illinois: –0.9%
Vermont: –0.8%
Millions Can’t Afford Care
Under-65 Americans Are Struggling
Each number here represents a real client losing sleep, skipping care, or facing debt. Agents who act can stop the cycle.
Cost is Crushing Clients
About 33% of Americans have cut back on essentials like food or utilities to afford healthcare costs. Among uninsured adults, 62% make significant financial sacrifices just to get care.
Millions Still Lack Coverage
In 2025, roughly 27.5 million Americans (8.2 %) were uninsured. Among working-age adults 18–64, about 23.6 million (11.6 %) lacked coverage, leaving many clients vulnerable.
Underinsurance Hits Hard
Nearly one in four working‑age adults are underinsured, facing high deductibles and out‑of‑pocket costs that lead many to avoid needed care and carry medical debt.
Enrollment Declines as Costs Rise
ACA marketplace enrollment fell by about 3.5% from 2025 to 2026, leaving nearly 22.8 million people enrolled and millions more priced out.
Premiums Poised to Jump Sharply
Analyses show ACA premiums could more than double for many consumers in 2026 without enhanced subsidies, with national median premiums rising from ~$888 to ~$1,904.
Healthcare Spending Surges
U.S. consumer spending on healthcare services hit $3.6 trillion in 2025, pushing healthcare toward 17% of total consumer outlays — a record high.
Give Your Clients Real Protection
Add solutions that close gaps, reduce costs, and keep under-65 clients covered year-round.

Give Your Clients Real Protection
Add solutions that close gaps, reduce costs, and keep under-65 clients covered year-round.
