Preliminary data from national and state sources show that Affordable Care Act (ACA) Marketplace plan selections in early 2026 are down compared with the same period in 2025, marking a noticeable shi... Read More
Oregon’s ACA marketplace is under unprecedented pressure in early 2026. Enrollment has dropped sharply while premiums continue to climb, leaving thousands of residents with fewer options and higher o... Read More
When I look at retirement today, I see a landscape that’s both full of opportunity and riddled with complexity. Lifespans are longer than ever, healthcare costs are climbing, and public benefit struc... Read More
Missouri’s Affordable Care Act (ACA) marketplace is facing a critical period as enrollment falls and premiums rise in early 2026. The expiration of enhanced federal premium tax credits has left thous... Read More
CMS has finalized the 2025 Marketplace Integrity and Affordability Rule, and agents need to pay attention. Stricter verification requirements, tighter Special Enrollment Periods, and heavier oversigh... Read More
Most insurance agents enter the field with ambition and optimism. They expect steady commissions, eager clients, and a clear path to success. The reality is far tougher. Roughly 70 percent of new age... Read More
Think of the insurance agent of today not as a paper‑pusher tied to binders and hand‑written notes — but more like a DJ spinning the hottest tracks on a streaming platform. Instead of flipping policy... Read More
Every year, millions of Americans over 65 let life insurance policies lapse or surrender them for minimal value. Many of these policies could be sold on the secondary market for cash well above the p... Read More
Healthcare fraud is no longer a scattered set of isolated billing errors. It has become a sophisticated landscape of schemes that exploit systemic vulnerabilities in medical coding, reimbursement inc... Read More
Nearly four years after the federal Hospital Price Transparency Rule took effect, the vast majority of U.S. hospitals are still failing to provide patients with clear, actionable cost information. A ... Read More